You Need a Budget (YNAB) Review: Manage Your Money With This App

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As we get more and more busy these days it can become difficult to keep good track of all our expenses. Especially if we have our own business. Ideally we should know the amount of money spent and earned each month.

This is how you manage your budget. And of course there's an app for that. it's called You Need a Budget(YNAB).

In this article we will talk about how the You Need a Budget app can help us keep a firm eye on our money.

This concept alone is something that can make or break an entrepreneur if not done well.

What Is You Need a Budget?

You Need a Budget(YNAB) is a computer software that allows you to keep a good track of your finances. It's also a mobile app as well.

It is one of the best budget tracking softwares on the market today and it helps thousands of businesses and people to have full control of their finances.

You Need a Budget can especially help those who have had past debt. Oftentimes people can't control their spending simply because they don't keep track of their money.

Using the You Need a Budget app you can keep track of every bank account you have and this can help you formulate a proper savings plan.


Is (YNAB) Trustworthy?

The You Need a Budget app is well known among the finance world because it's such a vital tool.

YNAB has been in business since 2008 and has many 5 star reviews. Helping many to budget leads people to changing their entire lives. For this reason people gravitate towards this software.

You can sign up for free on a 34 day trial. They also have tutorials on how to use the app so you're not left in the dark.

On average You Need a Budget helps new budgeters to save $600 during their first two months and over $6,000 their first few years.

As you can see, budgeting is a serious way to manage, save, and grow your money. Also it is the best way to get out of debt.

How Much Does (YNAB) Cost?

If you just want to test it out to see if you like it, you can do so for free for the first month.

Monthly Plan

If you decide to pay for the You Need a Budget app it is not expensive at all. The monthly plan cost $11.99/month.

Annual Plan

If you prefer to pay for a yearly membership you will save a lot more money this way. The yearly play cost $84 saving you $59 if you pay for the entire year up front.

When you really think about it these are small prices to pay seeing that the money you save from budgeting will far outway the cost of this app.


Why Is You Need a Budget Important?

All too often people fail to learn that taking full control of your finances begins with budgeting.

Without budgeting your money how will you know what you are spending every month? How will you know what you're wasting money on? And how can you tell if someone is stealing money from you?

The You Need a Budget Software will help you with all of this and more importantly it will change your mindset on money which can change your financial future forever.

Money Back Guarantee

Let's say that you try out the YNAB app and decide that you don't like it. There is no risk because you can get your money back at any time.

That just goes to show you how much confidence the leaders at You Need a Budget have that this app can change your financial future.

The YNAB app has a no questions asked 100% money back guarantee. This can put you at ease if you're unsure about signing up for YNAB.

You Need a Budget Reviews

The people in the following reviews saved over $100,000 by budgeting their money with the YNAB software.

Andy and Mellisa - “Once we started using YNAB, we had a much clearer picture and we had better communication about who was spending what and how that money was transpiring.”

Erin - “ I thought of consumer debt as something that would always be with me. Now I know that I can stop adding to the debt, and I can even pay it off.”

Alanna - “I'm a self-confessed spendaholic. If I can crawl out of debt and get ahead, then anyone can”

YNAB User Experience

The You Need a Budget application is very well designed. The layout is clean and modern. It can be a joy to use.

There is a learning curve that you will have to get over initially but it shouldn't take too long after playing around with the app.

Customer Support

If you're a new budgeter you may have a ton of important questions you need answered. YNAB has you covered

You can ask any question you want through email. There are also free tutorials you can view as well as many articles you can read on money and budgeting.

The resources can be vital when a person is just starting out on their budgeting journey with You Need a Budget.


If you get anything out of this article, the most important thing to understand is that proper budgeting can change your life.

It helps your finances of course but it also builds a new mindset that will become a foundation for any business you decide to start in the future.

So If you interested, head over to You Need a Budget (YNAB) and sign up. Test it out for free to see how you like it .

Out of all the apps people waste their time on these days, Using You Need a Budget is time well spent. We wish you all the best in growing your finances in every way possible and living the life you truly want to live.